2026 Benefits Open Enrollment: Open Enrollment Highlights
Overview
Healthcare and other benefits are an important part of any employer’s total compensation package. Wright State University works to provide benefits to employees that are both competitive in the broader talent marketplace, and fiscally sustainable for an operation of our size. The information below details some of the major highlights of the 2026 healthcare offerings. Further details about all our plan offerings (including details on these plans, as well as life insurance and short-term disability coverage) can be found throughout the open enrollment website.
2026 Health Management Initiative (HMI)
Wright State University will continue the Health Management Initiative (HMI) for employees enrolled in a university medical plan as the policyholder. The 2026 program year begins November 1, 2025, and ends August 31, 2026. The purpose of this initiative is to raise awareness of behaviors that impact health, increase the detection of chronic conditions like cardiovascular disease and diabetes, and encourage participants to begin and/or continue to make healthier lifestyle choices.
The three required actions must be completed by August 31, 2026, to avoid a $160 monthly non-participation fee beginning January 1, 2027. The requirements are:
- Complete a confidential online Health Risk Assessment (HRA),
- Participate in a biometric screening (on-campus, Lab Corp, or your Primary Care Physician) and
- Schedule an appointment with your Primary Care Physician (PCP) to discuss the biometric screening results.
It is highly recommended to schedule an appointment with your PCP early to ensure availability and meet the August 31, 2026, deadline.
Refer to the Health Management Initiative website for further information.
Phishing Scams
Companies claiming to be university partners occasionally contact Wright State employees via email or phone to offer advisory services for benefit-related products. If you receive a benefits-related message and aren’t sure if it came from a university vendor, please check the Benefit Vendor Contacts list. If the vendor is not a university vendor, please mark the email as spam. Companies called AF Appreciation Financial, PeraGuides, and National Educational Services have contacted employees offering benefit-related services. Wright State is not affiliated with these vendors.
Omada
Free virtual support for weight management, diabetes, and high blood pressure. With a customized health plan and a dedicated team of real health coaches, Omada helps you build lasting habits that improve your overall well-being. More information and eligibility requirements for Omada is available.
Anthem’s Sydney App
Sydney is a free app Anthem provides that our employees may find very helpful in navigating their medical plans. Once enrolled, you can perform several actions: find in-network providers, estimate costs, find quality care, access claims, check benefits, view ID cards, order medicine, chat with a doctor, access virtual care, etc. To use the app, you must download and establish a username and password.
Medical Plans and Designs
The University will continue to offer the same three medical plans: Blue High-Performance Network (HPN), High Deductible Health Plan (HDHP), and the PPO 80/20.
The 2026 in-network deductibles for all medical plans will change:
- Blue HPN: $1,400/$2,800 (single/family)
- HDHP: $3,250/$6,500 (single/family)
- PPO 80/20: $1,650/$3,300 (single/family)
The out-of-network deductibles for the HDHP and PPO 80/20 will change:
- HDHP: $6,500/$13,000 (single/family)
- PPO 80/20: $3,300/$6,600 (single/family)
Note: The Blue HPN plan does not provide any out-of-network coverage. Providers within the Kettering Health Network are not covered under this plan.
Please refer to the Medical and Pharmacy open enrollment site for detailed information and resources.
Medical Premiums
The medical premium structure will continue as a four-tier salary structure with four coverage levels: Employee, Employee + Child(ren), Employee + Spouse, and Employee + Family.
Please refer to the 2026 Healthcare Premiums for further information.
Spousal Insurance Coverage Policy
The policy changes that were instituted last year remain in place. The objective of a Spousal Insurance Coverage Policy is to recognize all forms of health coverage that may be available to a participating employee’s family. In the event a spouse is employed and has access to medical insurance coverage through their own employer, this Policy positions the other employer to be the primary payer of their own employee’s medical claims if the coverage offered is deemed affordable according to the Affordable Care Act (ACA). If coverage is deemed affordable, the policy allows for the spouse to elect secondary coverage on a Wright State medical plan.
Dental and Vision Plan Designs and Premiums
The plan designs for Delta Dental and Vision Service Plan (VSP) will remain the same for 2026. Please refer to the 2026 Healthcare Premiums for further information.
Insurance Cards
Anthem will be issuing new medical insurance cards if a plan change occurs or a new dependent is added to your plan. Cards will be mailed to your home address in late December 2025. The Member ID on your current cards will remain unchanged; thus, if there is a unforeseen delay, you can continue to utilize your current cards into January until your new card is received.
Delta Dental and Vision Service Plans (VSP) do not issue insurance cards. You can retrieve your card(s) at the Dental Dental and VSP or inform your provider that your plan(s) is associated with Wright State University.
Health Savings Account (HSA)
For High Deductible Health Plan (HDHP) participants only
The university’s annual contribution to the Health Savings Account (HSA) for 2026 will remain $500 for single coverage and $1,000 for employee + child(ren), employee + spouse, and employee + family.
2026 HSA annual contribution limits:
- $4,400 single coverage
- $8,750 family coverage (employee + child(ren), employee + spouse or employee + family)
- $1,000 additional “catch-up” contributions (age 55 or older)
Flexible Spending Account (FSA)
2026 FSA annual contribution limits:
- Healthcare FSA: $3,400, participants can carry over up to $680 in unused 2026 FSA funds into 2027.
- Dependent Care FSA: $7,500 per household – no carryover is permissible.
Online Open Enrollment
Wright State believes it’s important for each employee to take the time to understand their healthcare options so they can select the coverage that best suits their needs and their budget.
All employees must make an affirmative 2026 election, even if you are choosing to continue with your current elections or making changes. You must take-action through Wings Express between November 1-14, 2025. A $100 late enrollment fee will be charged for anyone failing to act by the deadline.
