Student Health Insurance

2022–23 Student Health Insurance Plan

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2022–23 Student Blanket Injury and Sickness Insurance Plan

Information about the 2022–23 Student Blanket Injury and Sickness Insurance Plan is being revised.


Student Health Insurance Coverage and Cost Information


International students (F1/J1 visa status) do not have the option to decline the Wright State health insurance program during the registration process. Following registration, international students who have financial guarantees through their country are required to obtain a waiver through the Wright State University Center for International Education (UCIE), which is authorized to remove the insurance charge.

How To Use Your Plan

  • You can first seek services at Student Health Services
  • You can also access an Anthem in-network provider at
  • For a life-threatening or an emergency situation, call 911 or go to your local hospital emergency center

Coverage Dates and Cost

To see plan highlights and more coverage information, you can view the Anthem Student Advantage Plan Brochure (PDF).

Session/Semester Student Cost
8/15/2022–8/14/2023 $2,064
Fall (8/15/2022–1/8/2023) $831
Spring/Summer (1/9/2023–8/14/2023) $1,233
Summer (5/8/2023–8/14/2023) - New students only $560

During the first two weeks of each semester of open enrollment, if you need access to your health insurance card, you will need to contact the Student Health Insurance Office so we can initiate a manual upload of your registration into the plan. Send an email to for further information on securing an insurance card.

Frequently Asked Questions

For commonly asked questions concerning the Wright State University Student Accident and Sickness Insurance Plan, please refer to our Frequently Asked Questions. If you still have any questions concerning coverage or need assistance, please contact the Student Insurance Office at

  • I have a specific question about coverage. Who should I contact?

    You should contact Anthem Student Advantage at 844-412-0752 or the Student Health Insurance Office at

  • Can I cancel the student insurance plan coverage once it is in place?

    Prior to the first day of classes for the semester of coverage you may cancel coverage with a full refund of the premium.

    If you leave school after the beginning of classes, you will have continuous coverage after 31 days of actively attending classes to the end of the period for which the premium was paid.

    If you enter the armed forces of any country during a period of coverage, you will receive a refund of your unearned pro-rata premium if you request a refund in writing.

    After the published deadline to decline the student insurance plan each semester, all premiums are non-refundable.


  • Can I request exemption from participation in the student insurance plan because I have other health insurance coverage?

    Yes. If you are a student, except for international students or students not living in campus housing, you can choose not to purchase student insurance plan coverage if you have other health insurance coverage.

    Students living in campus housing are required to purchase the student insurance plan coverage or confirm existence of an equivalent coverage for themselves.

    International students will be granted an exemption only if they have U.S.-based insurance coverage through the employer of a spouse or parent. This waiver must be obtained from the University Center for International Education office, 344 Student Union.

  • Am I required to use Student Health Services to receive benefits under the Student Insurance Plan?

     No, but using Student Health Services will reduce your out-of-pocket costs. For covered medical treatments, your copays and deductible are waived, and claims are paid at 100%.

  • How will healthcare providers know my insurance?

    After downloading the Sydney App or registering on, you will have access to your id card and benefits.

  • Is there a maximum benefit payable under the Student Insurance Plan?

    Benefits are paid on a scheduled benefit basis with no overall maximum dollar limit.

  • What benefits does the Student Insurance Plan pay if I have other insurance?

    The student insurance plan and other insurance companies will work together to coordinate benefits.  The sum of student insurance plan benefits and benefits of other primary plans will not exceed the usual and customary cost of the medical service. Please refer to Anthem Blue Cross Blue Shield at 1-844-412-0752.

  • Can I receive benefits for treatment provided by any doctor or hospital?

    All preventative care services must be provided by a preferred provider.

  • Are there medical expenses for which the Student Insurance Plan does not pay benefits?

    Yes. The plan brochure lists those items for which no student insurance plan benefits are payable. Please familiarize yourself with the exclusions and limitations of the plan which can be found under the Benefit Details section on the Anthem website,

  • What are the Student Insurance Plan benefits?

    Benefits are detailed in the Student Insurance Plan brochure located under the Benefit Details section on the Anthem website,

  • How am I charged for the premium for Student Insurance Plan coverage?

    The semester premium for Student Insurance Plan coverage is assessed along with other fees billed to you. The charge is identified on your billing statement as Student Health Insurance.

  • How do I enroll for Student Insurance Plan coverage?

    If you are a student enrolled for 12 or more credit hours, you are automatically enrolled for student-only coverage for the semester of registration unless you request not to be enrolled during the registration process.

  • Am I eligible for Student Insurance Plan coverage if I am not registered full time?

    You are eligible for the Student Insurance Plan coverage if you are an undergraduate or graduate student registered for 6–11 semester credit hours, a student who participates in cooperative education, or other Wright State-sponsored internship program. You can positively enroll at during the open enrollment periods twice a year.

  • What is the Wright State University Student Accident and Sickness Insurance Plan?

    The Student Accident and Sickness Insurance Plan provides benefits worldwide for covered health care expenses, a limited accidental death and dismemberment benefit, benefits for medical evacuation of an ill or injured patient to the nearest suitable hospital or the insured's home country for care, and benefits for return of an insured's body to the insured's home country when death occurs outside their home country.

View additional frequently asked questions (PDF) from Anthem.