Because your health is critical to academic success, Wright State offers access to quality and affordable student health care coverage.
A single health crisis without adequate coverage can derail your entire academic path and future.
With health insurance, your out-of-pocket financial responsibility is capped, allowing you to better prepare for any emergency.
Wright State has partnered with a leading care insurance provider to offer you access to excellent and affordable health care, so you can continue progressing toward your planned future.
Important Dates for the 2025–2026 Academic Year
-
June 29, 2026
Enrollment/Waiter Site Opens for UG/GR Students
-
August 15, 2026–January 10, 2027
Fall health insurance coverage begins/ends
-
September 4, 2026
Deadline to enroll/waive student health insurance
-
January 11, 2027–August 14, 2027
Spring health insurance begins/ends
Health Insurance Waiver Appeal Form
An approved waiver completed in the fall is in effect through the whole academic year, including the following summer term.
- NEW students for spring will have the opportunity to enroll/waive the student health insurance prior to the spring semester.
- NEW students for summer are not required to waive.
Health insurance waiver appeal form IMPORTANT NOTE: This is strictly an appeal form. This is not the standard Student Health Insurance waiver that is located at student.anthem.com.
This form can only be accessed by a user with a wright.edu email address. Please allow 5-7 business days for review. If your appeal is approved, your student health insurance plan will terminate on the first of the following month in which the appeal was received. A pro-rated premium refund will be credited to your student account.
Guide to Student Health Care Resources
Use this guide to find health resources such as where to go for health care, mental health services available, and more.
View the Guide
Frequently Asked Questions
For commonly asked questions concerning the Wright State University Student Accident and Sickness Insurance Plan, please refer to our Frequently Asked Questions. If you still have any questions concerning coverage or need assistance, please contact the Student Insurance Office at studenthealthinsurance@wright.edu.
-
I have a specific question about coverage. Who should I contact?
-
Can I cancel the student insurance plan coverage once it is in place?
Prior to the first day of classes for the semester of coverage you may cancel coverage with a full refund of the premium.
If you leave school after the beginning of classes, you will have continuous coverage after 31 days of actively attending classes to the end of the period for which the premium was paid.
If you enter the armed forces of any country during a period of coverage, you will receive a refund of your unearned pro-rata premium if you request a refund in writing.
After the published deadline to decline the student insurance plan each semester, all premiums are non-refundable.
-
Can I request exemption from participation in the student insurance plan because I have other health insurance coverage?
Yes. If you are a student, except for international students or students not living in campus housing, you can choose not to purchase student insurance plan coverage if you have other health insurance coverage.
Students living in campus housing are required to purchase the student insurance plan coverage or confirm existence of an equivalent coverage for themselves.
-
Am I required to use Student Health Services to receive benefits under the Student Insurance Plan?
No, but using Student Health Services will reduce your out-of-pocket costs. For covered medical treatments, your copays and deductible are waived, and claims are paid at 100%.
-
How will healthcare providers know my insurance?
After downloading the Sydney App or registering on Anthem.com, you will have access to your id card and benefits.
-
Is there a maximum benefit payable under the Student Insurance Plan?
Benefits are paid on a scheduled benefit basis with no overall maximum dollar limit.
-
What benefits does the Student Insurance Plan pay if I have other insurance?
The student insurance plan and other insurance companies will work together to coordinate benefits. The sum of student insurance plan benefits and benefits of other primary plans will not exceed the usual and customary cost of the medical service. Please refer to Anthem Blue Cross Blue Shield at 1-844-412-0752.
-
Can I receive benefits for treatment provided by any doctor or hospital?
All preventative care services must be provided by a preferred provider.
-
Are there medical expenses for which the Student Insurance Plan does not pay benefits?
Yes. The plan brochure lists those items for which no student insurance plan benefits are payable. Please familiarize yourself with the exclusions and limitations of the plan which can be found under the Benefit Details section on the Anthem website, https://student.anthem.com/student/schools/wsu.
-
What are the Student Insurance Plan benefits?
-
How am I charged for the premium for Student Insurance Plan coverage?
The semester premium for Student Insurance Plan coverage is assessed along with other fees billed to you. The charge is identified on your billing statement as Student Health Insurance.
-
How do I enroll for Student Insurance Plan coverage?
If you are an undergraduate student enrolled for 12 or more credit hours or a graduate student enrolled for 6 or more credit hours, you are automatically enrolled for student-only coverage for the semester of registration unless you request not to be enrolled during the registration process.
-
Am I eligible for Student Insurance Plan coverage if I am not registered full time?
You are eligible for the Student Insurance Plan coverage if you are an undergraduate or graduate student registered for 6–11 semester credit hours, a student who participates in cooperative education, or other Wright State-sponsored internship program. You can positively enroll at student.anthem.com during the open enrollment periods twice a year.
-
What is the Wright State University Student Accident and Sickness Insurance Plan?
The Student Accident and Sickness Insurance Plan provides benefits worldwide for covered health care expenses, a limited accidental death and dismemberment benefit, benefits for medical evacuation of an ill or injured patient to the nearest suitable hospital or the insured's home country for care, and benefits for return of an insured's body to the insured's home country when death occurs outside their home country.