All affected students will automatically be enrolled in the student health insurance plan. However, you are able to waive this plan if you provide proof of other coverage that meets Wright State's waiver criteria.
As a domestic student, if you already have health insurance through:
- a parent's plan
- a spouse's plan
- TRICARE or VA benefits
- Medicaid or an individual health plan
You can submit an online waiver and keep your current coverage, as long as it meets Wright State's waiver criteria.
The waiver/enrollment period for each academic year opens in July prior to the start of Fall Semester.
- No action is required for new incoming Summer Semester students.
- New incoming students for Spring Semester will have the opportunity to waive the student health insurance plan in November, prior to the start of Spring Semester.
- Please keep your confirmation email of a successful waiver for your records.
Please note: It may take up to three business days after registering for classes before you are able to log in to waive student health insurance.
WSU Waiver & Enrollment Instructions
Waiver Criteria
To be considered for a waiver of the WSU student health insurance plan, your alternate coverage must meet the minimum requirements outlined in the Anthem waiver system. These include:
- Coverage for inpatient and outpatient medical and mental health care, including routine, urgent, and emergency services. Emergency-only plans are not acceptable. The plan must also provide access to care within a reasonable distance of campus.
- An out-of-pocket maximum that does not exceed $10,000 per policy year.
- Unlimited coverage per accident or illness.
- Coverage for pre-existing conditions.
- Coverage for prescription medications.
- Coverage that remains active for the entire academic year.
- Coverage provided by a U.S.-based insurance company.
Please note: Meeting these requirements does not guarantee approval. All plans must be reviewed in full before a waiver determination can be made.
Marketplace plans available through HealthCare.gov may meet some of these criteria. However, you must submit your summary of benefits once your plan is finalized so that it can be reviewed.
Are you experiencing a qualifying life event that allows you to purchase Marketplace health insurance outside of open enrollment? If so, be sure to compare the benefits available through each plan.
Additionally, if a waiver is approved after coverage has already been billed, any adjustment will be prorated for the remaining coverage period beginning on the first day of the month following submission of an appeal. A full refund will not be issued.