In the Zone

Bank Cards For College Students

Debit Card

  • Any time you use a debit card to buy something, money is deducted from your checking account. You can really only spend the money you have available to you.

Credit Card 

  • Credit cards are lines of credit. When you use a credit card, the credit company puts money toward the transaction. This is a loan you are expected to pay back in full (usually within 30 days), unless you want to be charged interest.