HOMEOWNER'S INSURANCE SURVEY

1. Please circle the type of license that you currently hold. Broker Sales Associate

2. How many years have you been in the real estate brokerage business?

as a sales associate ___________ as a broker (if applicable) __________

3. What is your age? __________

4. Are you a member of a minority group? No_____ Yes_____ (please specify)_____________

5. Please circle your gender. Male Female

6. At which local board or association are you a member? _____________________________

7. What percentage of your total business during the previous 52 weeks is done in the following areas? (Total = 100%)

______ Residential Sales ______ Commercial Sales

______ Agricultural Sales ______ Other (please specify) _______________

8. The number of transactions you closed during the previous 52 weeks is _____________

9. The average price for all your transactions during the previous 52 weeks is approximately ___________

10. Please indicate how strongly you agree with the following two statements by circling one of the five responses.

10a. The cost/availability of homeowners insurance is a significant problem in real estate transactions.

Strongly agree Agree No opinion Disagree Strongly disagree

10b. The problem is decreasing/increasing.

Decreasing Slightly decreasing No change Slightly increasing Increasing

10. Check which of the following items you typically do to help assure that a buyer will be able to obtain an insurance policy?

Acting as the seller’s agent Acting as the buyer’s agent_________________

______ Nothing ______ Obtain a CLUE report ______ Make a favorable CLUE report a condition of sale ______ Secure the buyer's credit report ______ Other, please explain ____________________

_______ Nothing _______ Obtain a CLUE report _______ Make a favorable CLUE report a condition of sale _______ Secure the buyer's credit report _______ Other, please explain _________________________

11a. ______________________________________ How long have you been doing the item(s) you checked in question #11?

12. ______ How many listings have you had where a transaction was delayed because homeowners insurance was too expensive?

13. ______ How many listings have you had where a transaction fell through because homeowners insurance was too expensive?

13a. _____ Of the transactions in question 13, how many resulted from the buyer no longer qualifying for a mortgage loan?

13b. _____Of the transactions in question 13, how many resulted from the buyer deciding that the cost was too high, even though the buyer still qualified for a loan?

14. _____ How many listings have you had where a transaction was delayed because homeowners insurance required modification to the property?

15. _____ How many listings have you had where a transaction fell through because homeowners insurance required modification to the property?

16. _____ How many listings have you had where a transaction was delayed because homeowners insurance was unavailable?

16a. _____Of the transactions in question 16, how many transactions did you use the Ohio FAIR Plan Underwriting Association?

17. _____ How many listings have you had where a transaction fell through because homeowners insurance was unavailable?

If any of your answers to questions 12 through 17 are greater than zero, please complete the rest of the survey.

If your answers to questions 12 through 17 are all zero, you have completed the survey.

Thank you. Please return the survey using the pre-addressed envelope.

18. IF YOU HAD ANY DELAYED TRANSACTIONS (Questions 12, 14 or 16 is/are greater than zero), please complete the following table

	YOUR LAST DELAYED TRANSACTION	YOUR NEXT TO LAST DELAYED TRANSACTION
Reason for delay? (Too expensive, Modification to property, Unavailable)
What type of property was involved (e.g., single-family home, duplex)?
In what County was the property located?
In what year did the problem occur?
What factor was responsible for the problem? (e.g. natural disaster, environmental hazard, buyer had previous water-related claim, bad CLUE score, buyer had no credit history, property had previous water-related claim, other)
What was the approximate list price of the property?
What was the approximate age of the buyer?
What was the race of the buyer?
Was the buyer a previous homeowner?
What was the name(s) of the insurance company involved?
Who located the insurance company(ies) involved? (e.g., you, buyer, lender)?
What was the name of the insurance company that wrote the policy?
Who located the insurance company that wrote the policy? (e.g., you, buyer, lender)?

19. IF YOU HAD ANY LOST TRANSACTIONS (Questions 13, 15 or 17 is/are greater than zero), please complete the following table

	YOUR LAST LOST TRANSACTION	YOUR NEXT TO LAST LOST TRANSACTION
Reason for lost transaction? (Too expensive, Modification to property, Unavailable)
What type of property was involved (e.g., single-family home, duplex)?
In what County was the property located?
In what year did the problem occur?
What factor was responsible for the problem? (e.g. natural disaster, environmental hazard, buyer had previous water-related claim, bad CLUE score, buyer had no credit history, property had previous water-related claim, other)
What was the approximate list price of the property?
What was the approximate age of the buyer?
What was the race of the buyer?
Was the buyer a previous homeowner?
What was the name(s) of the insurance company involved?
Who located the insurance company(ies) involved? (e.g., you, buyer, lender)?