Increase your Income
- Get an additional job! If you already havea second job... increase your hours. You'll make more money and have less time to spend it.
- Ask for a raise! Be confident and give it a shot... it never hurts to try.
- Sell something! Look around your home for those items you rarely use—exercise equipment, jet skis, bikes, etc...
- Hire out your services! Offer your labor in exchange for cash—mow lawns, shovel sidewalks, baby-sit, paint houses, etc...
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Decrease your Expenses
- Don't spend what you don't have! Don't try to borrow your way out of debt. If you don't have the money to buy an item... DON'T buy it.
- Discover easy ways to save! Our counselors will show you ways to trim hundreds of dollars off your expenses each year.
- Create a budget and stick to it! This will help you establish your financial goals, save money, and decrease your expenses.
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