Improve Your Credit Score!

• Pay all your bills on time! Nothing hurts a credit score more than late payments, collections, and bankruptcies.
• Don't get buried in debt! Make sure your credit card balance doesn't rise above 50% of your available credit.
• Establish a long credit history! Keep your oldest account open to establish a long history of responsible bill paying.
• Too many applications for credit cards look bad! Don't fill out a lot of applications in a short amount of time... you'll hurt your credit score.
• Loans from finance companies can have a negative effect on your credit score. Go with a bank... it has a better effect.

Check your Credit Report for Mistakes!

Request your copy at...

• www.annualcreditreport.com
• Equifax (Telephone: 800.997.2493)
• Experian (Telephone: 888.397.3742)
• TransUnion (Telephone: 800.680.7289)

Click here for more detailed information about your credit score, and click here for answers to common questions about credit scores!

If you'd like a PDF version of this webpage, you may download one here.