Helpful Hints for Car Buying

Give your credit report a tune-up! You'll save money if you request your credit report and fix all errors at www.annualcreditreport.com.

Create a budget. Include in your expense total: the vehicle payment, insurance, gas, maintenance, and repairs.

Pick a price range. Determine a comfortable price range and the type of vehicle that fits your needs and budget... and stick with them!

Shop around. Don't be an emotional shopper—stick to the facts and make smart choices. Check around for the best deals and don't be afraid to NEGOTIATE!

Test-drive the vehicle. You need to know exactly what you're getting... turn all the knobs, test the A/C, and try the heater! Find tips for smart test-drives at www.automotive.com.

Explore your financing options.

Trade-in or sell? If possible, sell your car yourself! You'll make more money than you would from a dealer. Find out the appropriate price to charge for your used vehicle at www.kbb.com.

Gasoline costs an arm and a legDon't Forget... there's more to buying a car than just making the payments!