Money Problems

Signs of a Problem:

1. Do you spend excessive time shopping/spending or thinking about and planning to shop?
Yes No

2. Are others concerned about your spending?
Yes No

3. Do you hide purchases from others (i.e., family, partner, friends, etc.)?
Yes No

4. Do you frequently use credit cards?
Yes No

5. Are you unable to pay your debts?
Yes No

6. Is it difficult to control urges to buy things?
Yes No

7. Do you frequently purchase electronics, clothes, shoes, jewelry, or makeup, and never use the items (often never remove items from the bag or package)?
Yes No

8. Have you made unsuccessful attempts to stop or limit spending?
Yes No

9. Do you feel as though your shopping/spending is uncontrollable?
Yes No

10. Do you have feelings or guilt or remorse following purchases?
Yes No

11. Is your spending accompanied by feeling happy, powerful, out of control, frustrated, depressed, and/or angry?
Yes No

12. Do you experience increasing levels of anxiety or tension that are temporarily relieved by buying?
Yes No

13. Are you more likely to buy when feeling sad, lonely, angry, hurt, irritable, or happy?
Yes No

So . . . is your score 6 or greater? If yes, here's what you can do:
· You do not have to deal with this alone. Seek assistance!
· Call Counseling and Wellness Services at 775-3407.
· Contact Consumer Credit Counseling at 643-0020.

Remember, a high score on this questionnaire does not necessarily mean you have a serious problem--only an evaluation by an experienced clinician can make this determination.

References

     Black, D. W. (1996). Compulsive buying: A review. Journal of Clinical Psychiatry, 57, 50-55.

     Christenson, G. A., Faber, R. J., de Zwaan, M., Raymond, N. C., Specker, S. M., Ekern, M. D., Mckenzie, T. B., Crosby, R. D., Crow, S. J., Eckert, E. D., Mussell, M. P., Mitchell, J. E. (1994). Compulsive buying: Descriptive characteristics and psychiatric comorbidity. Journal of Clinical Psychiatry, 55(1), 5-11.

     McElroy, S. L., Keck, P. E., Pope, H. G., Smith, J. M. R., & Strakowski, S. M. (1994). Compulsive buying: A report of 20 Cases. Journal of Clinical Psychiatry, 55(6), 242-248.

 

Prepared by Jessica M. McClure