ECO 569-01: Insurance Basics for Teachers

Assignment Two
Due Date: September 29, 2006
Main Topic: Automobile Insurance

Please complete the following reading and activities.  For each website visited, please provided a short abstract that includes a description of the website and that make comments on the quality and usefulness of its content.

 

1. Read the left-hand side of this page Insurance Law an Overview.

2.  http://www.ohioinsurance.org/factbook2001/chapter1/chapter_1a.htm
In Chapter 1, read the section entitled “Auto Insurance: An Overview” and thoughtfully answer the following questions/activities:

a.  What does an insurance policy constitute?
b.  What do supplementary payments provide the insured?
c.  What are exclusions?

d.  Provide definitions to the following terms:

1.  Bodily Injury Liability
2.  Property Damage Liability
3.  Medical Payments
4.  Uninsured Motorists (UM)
5.  Underinsured Motorists (UIM)
6.  Uninsured Motorists Property Damage (UMPD)
7.  Collision
8.  Other than Collision

3.  http://www.drivertraining.ohio.gov/resources/driver_gdl.htm
Read, "Driver Training: A Guide to Ohio's Graduated Licensing Law" and answer the following questions:

a.  What is the minimum age that a driver must be to obtain a temporary permit in Ohio?
b.  Who must accompany a driver age 16 possessing a temporary permit"?
c.  What is the total occupancy of a vehicle driven by an individual with a temporary permit or license under the age of 18?

4.  http://bmv.ohio.gov/driver_license/dui_law.htm
Read about Ohio’s D.U.I. laws and answer the following questions:

a.  What is the legal driving limit of Blood Alcohol Concentration (BAC)?
b.  For the first drunk driving offense, what is the administrative license suspension due to sobriety test refusal?
c.  What are the potential penalties for the second offense?
d.  What are the potential penalties for the third offense?
e.  What are the potential penalties for the fourth offense?

5.  http://www.insure.com/auto/duiconviction.html
Read the article “How a DUI conviction affects your insurance.” Using the information in the article, write short dialogue that could be used with high school kids discouraging drinking and driving. 

Include your dialogue with your assignment and ALSO post it on the discussion posting board. (from the home screen go to "communication tools" and then "discussion") Comment on at least one other person's posting.

 

6.  Review lesson plan A and lesson plan B.  After reviewing both lesson plans, choose one and write a thoughtful critique of the lesson in its entirety.  The critique should discuss the lesson's pedagogy, quality, relevance, etc.  Please try to avoid using phrases like "It was great!!" or "It was fun!"  - I am looking for an objective critique.  Your critique should be at least 2 paragraphs in length

What to Submit for Assignment 2:

1. Write an abstract  and critique for each of the NEW websites visited; your response should be thorough yet concise. (Do not provide an abstract and critique for site that you wrote abstracts and critiques for in previous lessons.)  TIP:  Make a list of websites as you write abstracts and critiques for easy reference.
2. Responses to items 2, 3, 4, 5.
3. Read and evaluate each of the lesson plans in item 6.  Choose one and and write an evaluation of the lesson plan.  Your evaluation should be substantive (in other words avoid statements like "it was great") and should focus on content and it's applicability, as well as pedagogy (and whether it was fun or not).  This response will be evaluated of quality not quantity.

Please contact the instructor if you any questions about the requirements for assignment 2.

Send your assignment using the email feature inside of WebCT (see syllabus for instructions)