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Partial List of Lenders

Borrowers are welcome to choose any participating lender, regardless of whether it appears on our partial list of lenders. To select a lender that is not on the list, call Great Lakes Educational Loan Services at (800) 377-9095.

2007-2008 Aid Year

LENDER	BORROWER BENEFITS Effective October 1, 2007, all borrower benefits are under review by lenders and may be revised at any time, due to legislative changes. At this time, these lenders continue to waive the 1.5% Origination Fee deducted from Stafford Loans prior to disbursing loan funds to the school. Contact lender for most recent information.
Chase 1-888-487-4404 Lender Code: 808956	STAFFORD	GRADUATE PLUS	PARENT PLUS
Chase 1-888-487-4404 Lender Code: 808956	Chase will continue to waive the 1.5% Origination Fee, but will no longer offer borrower repayment benefits.	Based on recent legislative changes, Chase will no longer offer borrower repayment benefits.	Based on recent legislative changes, Chase will no longer offer borrower repayment benefits.
Chase Health Education Program 1-877-744-2633 Lender Code: 831144 Intended for students enrolled in Boonshoft School of Medicine Benefit effective as of February 1, 2008	STAFFORD	GRADUATE PLUS	PARENT PLUS
	1.0% interest rate reduction at start of repayment.	0.40% interest rate reduction at start of repayment.	Chase Medical is not a participating lender for the Federal Parent PLUS Loan program.
National City 1-800-622-5097 Lender Code: See appropriate Borrower Benefit column	STAFFORD	GRADUATE PLUS	PARENT PLUS
	Lender Code: 808877 1% principal reduction if the initial 36 scheduled monthly payments are paid on-time. Subsequent opportunities for an additional 1% principal reduction by making 12 consecutive monthly on-time payments in any scheduled year. Totaling a chance to earn up to 7% reduction of loan principal.	Lender Code: 808942 7.65% fixed interest rate (reduced from 8.5%).* *0.85% interest rate reduction starting with the first loan disbursement through the life of the loan.	Lender Code: 808877 1% principal reduction after 12 on-time payments in any scheduled year over the first five years after entering repayment. Totaling a chance to earn up to a 5% reduction of loan principal. If you miss a loan payment you keep the Borrower Benefits you've earned and at the start of the next 12-month repayment cycle you'll automatically qualify to earn additional savings.
PNC Bank 1-800-762-1001 Lender Code: 809921	STAFFORD	GRADUATE PLUS	PARENT PLUS
PNC Bank 1-800-762-1001 Lender Code: 809921	0.25% interest rate reduction when payments are automatically withdrawn from a bank account.	0.75% interest rate reduction after the first disbursement (and remains during periods of deferment and forbearance).* *The borrower must make the first payment on-time and continue on-time payments to retain the lower interest rate. 0.25% interest rate reduction when payments are automatically withdrawn from a bank account.	0.75% interest rate reduction after the first disbursement (and remains during periods of deferment and forbearance).* *The borrower must make the first payment on-time and continue on-time payments to retain the lower interest rate. 0.25% interest rate reduction when payments are automatically withdrawn from a bank account.
Student Lending Works 1-877-338-3328 Lender Code: 834225	STAFFORD	GRADUATE PLUS	PARENT PLUS
	2% interest rate reduction if the initial 24 scheduled monthly payments are paid on-time. 0.25% interest rate reduction when payments are automatically withdrawn from a bank account. OR § 3% gradual credit with initial consecutive on-time payments.* *1% principal reduction after 1 month. Increasing to 2% after 12 months and then to 3% after 24 months. 0.25% interest rate reduction when payments are automatically withdrawn from a bank account. § Will receive a letter asking to select which benefit. Once earned, benefits cannot be lost unless the borrower defaults on the loan.	3% rebate to loan balance after first payment. 2% interest rate reduction if the initial 24 scheduled monthly payments are paid on-time. 0.25% interest rate reduction when payments are automatically withdrawn from a bank account. OR § 3% rebate to loan balance after first payment. 1.50% principal reduction after 12 consecutive on-time payments. Additional 1.50% principal reduction after 24 consecutive on-time payments. 0.25% interest rate reduction when payments are automatically withdrawn from a bank account. § Will receive a letter asking to select which benefit. Once earned, benefits cannot be lost unless the borrower defaults on the loan.	3% rebate to loan balance after first payment. 2% interest rate reduction if the initial 24 scheduled monthly payments are paid on-time. 0.25% interest rate reduction when payments are automatically withdrawn from a bank account. OR § 3% rebate to loan balance after first payment. 1.50% principal reduction if the initial 12 scheduled payments are paid on-time. Additional 1.50% principal reduction if the initial 24 scheduled payments are paid on-time. 0.25% interest rate reduction when payments are automatically withdrawn from a bank account. § Will receive a letter asking to select which benefit. Once earned, benefits cannot be lost unless the borrower defaults on the loan.
Student Loan Funding 1-877-477-7537 Lender Code: 831455 Benefit effective as of February 1, 2008	STAFFORD	GRADUATE PLUS	PARENT PLUS
	0.30% interest rate reduction when payments are automatically withdrawn from a bank account.	0.70% interest rate reduction when payments are automatically withdrawn from a bank account. 1.0% principal reduction if the initial 12 scheduled monthly payments are paid on-time.	0.70% interest rate reduction when payments are automatically withdrawn from a bank account.
Total Higher Education (T.H.E.) 1-800-366-0604 Lender Code: 867529	STAFFORD	GRADUATE PLUS	PARENT PLUS
	T.H.E. has temporarily suspended offering borrower repayment benefits until further notice. T.H.E. will continue to waive the 1.5% Origination Fee.	T.H.E. has temporarily suspended offering borrower repayment benefits until further notice.	T.H.E. has temporarily suspended offering borrower repayment benefits until further notice.
US Bank 1-800-242-1200 Lender Code: 816086	STAFFORD	GRADUATE PLUS	PARENT PLUS
US Bank 1-800-242-1200 Lender Code: 816086	5% principal reduction if the initial 36 scheduled monthly payments are paid on-time. 0.25% interest rate reduction when payments are automatically withdrawn from a bank account.	0.25% interest rate reduction at first disbursement. 5% credit of the original principal balance if the first 36 scheduled payments are paid on-time. 0.25% interest rate reduction when payments are automatically withdrawn from a bank account.	0.25% interest rate reduction at first disbursement. 5% principal reduction if the initial 36 scheduled monthly payments are paid on-time. 0.25% interest rate reduction when payments are automatically withdrawn from a bank account.
Wachovia Stafford : 1-800-338-2243 PLUS: 1-877-916-7587 Lender Code: 870005	STAFFORD	GRADUATE PLUS	PARENT PLUS
	1% principal reduction rebate at the start of repayment. Another 1% principal reduction rebate if the initial 12 scheduled monthly payments are paid on-time. Additional 1.5% principal reduction rebate if the initial 24 scheduled monthly payments are paid on-time. *Auto debit required to qualify for all benefits. Rebate is a principal reduction that can only be taken as cash back or applied to the principal.	0.6% interest rate reduction immediately after first loan disbursement. (First 12 scheduled payments must be paid on-time to retain this benefit.) 3% interest credit in an amount equal to the origination fee deducted from loan proceeds will be subtracted from borrower's accrued interest 180 days after full disbursement.	1% principal reduction rebate at the start of repayment. Another 1% principal reduction rebate if the initial 12 scheduled monthly payments are paid on-time. Additional 1.5% principal reduction rebate if the initial 24 scheduled monthly payments are paid on-time. *Auto debit required to qualify for all benefits. Rebate is a principal reduction that can only be taken as cash back or applied to the principal.
Wells Fargo 1-800-658-3567 Lender Code: 807176	STAFFORD	GRADUATE PLUS	PARENT PLUS
Wells Fargo 1-800-658-3567 Lender Code: 807176	Wells Fargo will continue to waive the 1.5% Origination Fee, but will no longer offer borrower repayment benefits.	Based on recent legislative changes, Wells Fargo will no longer offer borrower repayment benefits.	Based on recent legislative changes, Wells Fargo will no longer offer borrower repayment benefits.
Wright-Patt Credit Union 1-800-762-0047 Lender Code: 829443 Borrower must be a member of Wright-Patt Credit Union	STAFFORD	GRADUATE PLUS	PARENT PLUS
	0.25% interest rate reduction when payments are automatically withdrawn from a bank account.	0.25% interest rate reduction when payments are automatically withdrawn from a bank account.	0.25% interest rate reduction when payments are automatically withdrawn from a bank account.
Effective October 1, 2007, all borrower benefits are under review by lenders and may be revised at any time, due to legislative changes. The lenders listed below no longer continue to waive the 1.5% Origination Fee deducted from Stafford Loans prior to disbursement to the school.
Citibank 1-800-967-2400 Lender Code: 824756	STAFFORD	GRADUATE PLUS	PARENT PLUS
Citibank 1-800-967-2400 Lender Code: 824756	0.25% interest rate reduction when payments are automatically withdrawn from a bank account.	0.25% interest rate reduction when payments are automatically withdrawn from a bank account.	0.25% interest rate reduction when payments are automatically withdrawn from a bank account.
Fifth Third Bank 1-800-377-9095 Lender Code: 808780	STAFFORD	GRADUATE PLUS	PARENT PLUS
	0.30% interest rate reduction when payments are automatically withdrawn from a bank account.	1.0% principal reduction if the initial 12 scheduled monthly payments are paid on-time. 0.70% interest rate reduction when payments are automatically withdrawn from a bank account.	0.70% interest rate reduction when payments are automatically withdrawn from a bank account.
Key Bank 1-800-539-5363 Lender Code: 813760	STAFFORD	GRADUATE PLUS	PARENT PLUS
Key Bank 1-800-539-5363 Lender Code: 813760	0.50% interest rate reduction when payments are automatically withdrawn from a bank account.	1% interest rate reduction when payments are automatically withdrawn from a bank account.	1% interest rate reduction when payments are automatically withdrawn from a bank account.
SunTrust Bank 1-800-552-3006 Lender Code: 811303	STAFFORD	GRADUATE PLUS	PARENT PLUS
SunTrust Bank 1-800-552-3006 Lender Code: 811303	1.5% principal reduction if the initial 12 scheduled monthly payments are paid on-time. 0.25% interest rate reduction when payments are automatically withdrawn from a bank account.	1.5% principal reduction if the initial 12 scheduled monthly payments are paid on-time. 0.25% interest rate reduction when payments are automatically withdrawn from a bank account.	1.5% principal reduction if the initial 12 scheduled monthly payments are paid on-time. 0.25% interest rate reduction when payments are automatically withdrawn from a bank account.