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Types of Insurance: |
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The Inter-University Counsel Insurance
Consortium (IUCIC)
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The
Inter-University Counsel Insurance Consortium was formed by a majority of
Ohio's public colleges and universities in order to realize benefits from
the group purchase of property and liability insurance. Wright State
University became a part of this group purchase program with the purpose of
reducing the impact of underwriting, pricing, servicing, and coverage
limitations. Through collaboration and cooperation, Wright State University
has achieved long-term benefits by becoming a part of the IUCIC. |
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The following is a brief
summary of the IUCIC coverage. The summary is not intended to provide
limits, deductibles or premium information. |
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Auto Physical Damage |
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Provides damage
protection for university owned, leased, loaned, or rented vehicles. |
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| Automobile Liability |
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Provides bodily injury
and property damage protection for claims arising from the operation of
university vehicles. It also provides excess liability coverage for
employees using personal vehicles for university
business. |
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| Property |
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Provides protection for
the physical loss or damage to property in which the University has an insurable interest and
the cause of which is the result of an insured peril.
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| General Liability |
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Provides protection
subject to varying terms, conditions and limits for bodily injury and
property damage, personal injury liability, advertising injury liability and
medical expenses.
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| Law Enforcement Liability |
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Provides the University
and its police and security officers protection against liability claims arising out of law
enforcement activities.
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Employee Benefit
Liability |
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Provides protection
against liability claims arising from the administration of the University's
employee benefits program.
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| Crime |
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Provides protection
against employee theft, forgery/alteration, robbery, computer fraud, etc. |
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| Foreign Liability |
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Provides protection
against general liability exposures outside the United States. |
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| Educator's Legal Liability |
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Provides protection for
legal defense costs and settlement amounts/expenses for liability claims
made for actual or alleged errors, misstatements, acts, omissions, etc.
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| Excess/Umbrella Liability |
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Provides excess liability
protections for bodily injury and property damage liability covered by Wright State University's
basic underlying insurance
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| Other
Insurance |
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| Medical Professional Liability |
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Contact Rich Johnson in
Human Resources (775-2567) or Lura Clapper (775-3908) |
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| Medical, Dental, Vision, Life,
Disability, and Accidental Death and Dismemberment Insurance |
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| Student Health |
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| Workers' Compensation |
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Pollution Legal Liablity |
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Provides protection for
legal defense costs, and clean up of pollution conditions, third party
bodily injury, and property damage. |
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