The Inter-University Counsel Insurance Consortium (IUCIC)
The Inter-University Counsel Insurance Consortium was formed by a majority of Ohio's public colleges and universities in order to realize benefits from the group purchase of property and liability insurance. Wright State University became a part of this group purchase program with the purpose of reducing the impact of underwriting, pricing, servicing, and coverage limitations. Through collaboration and cooperation, Wright State University has achieved long-term benefits by becoming a part of the IUCIC.
The following is a brief summary of the IUCIC coverage. The summary is not intended to provide limits, deductibles or premium information.
Auto Physical Damage
- Provides damage protection for university owned, leased, loaned, or rented vehicles.
Automobile Liability
- Provides bodily injury and property damage protection for claims arising from the operation of university vehicles. It also provides excess liability coverage for employees using personal vehicles for university business.
Property
- Provides protection for the physical loss or damage to property in which the University has an insurable interest and the cause of which is the result of an insured peril.
General Liability
- Provides protection subject to varying terms, conditions and limits for bodily injury and property damage, personal injury liability, advertising injury liability and medical expenses.
Law Enforcement Liability
- Provides the University and its police and security officers protection against liability claims arising out of law enforcement activities.
Employee Benefit Liability
- Provides protection against liability claims arising from the administration of the University's employee benefits program.
Crime
- Provides protection against employee theft, forgery/alteration, robbery, computer fraud, etc.
Foreign Liability
- Provides protection against general liability exposures outside the United States.
Educator's Legal Liability
- Provides protection for legal defense costs and settlement amounts/expenses for liability claims made for actual or alleged errors, misstatements, acts, omissions, etc.
Excess/Umbrella Liability
- Provides excess liability protections for bodily injury and property damage liability covered by Wright State University's basic underlying insurance
Other Insurance
Medical Professional Liability
- Contact Rich Johnson in Human Resources (775-2567) or Lura Clapper (775-3908)
Medical, Dental, Vision, Life, Disability, and Accidental Death and Dismemberment Insurance
Student Health
Workers' Compensation
Pollution Legal Liability
- Provides protection for legal defense costs, and clean up of pollution conditions, third party bodily injury, and property damage.
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