Medical Insurance Requirements for J-1 Students & Scholars

Students and visiting scholars who hold J-1 status are required to have medical insurance coverage for themselves and their dependents throughout their stay in the U.S. 

The United States Information Agency (USIA) has mandated that any insurance plan purchased by a J-1 visa holder meet the following criteria:

medical benefits of at least $50,000 per accident or illness
repatriation of remains in the amount of $7,500
medical evacuation to the home country in the amount of $10,000
a deductible (the amount for which you are responsible before insurance coverage becomes effective) not to exceed $500 per accident or illness
co-payment of medical expenses (the portion not covered by insurance that the insured pays him or herself) or no more than 25%.

Most J-1 students will enroll themselves and their families in Wright State University's  Student Health Insurance Plan. J-1 scholars are not eligible for this plan but may be eligible for coverage provided to WSU staff, and have the opportunity to purchase coverage for their families through the University. 

Those scholars who are not able to purchase a University insurance plan should consult an UCIE advisor for information on acceptable alternative insurance coverage.